Top 6 Franchises Under 10K You Can Start In 2023

Owning a franchise is an excellent way to harness the benefits of an established business with the freedom of being your own boss. Even better, you don’t need to make a large financial investment to get started.

Join us as we take a closer look at the top six franchises under 10k. These affordable, but lucrative, opportunities are waiting for you in 2023 – paving the way to kick-start your entrepreneurial adventure!

Top Franchise Opportunities Under $10K

Here are six fantastic franchise opportunities that you can start for under $10K in 2023:

franchises under 10k

Cruise Planners

Cruise Planners lands a top spot in franchise opportunities under $10k. This travel agency franchise allows aspiring entrepreneurs to tap into the booming tourism industry without breaking the bank.

A low-cost entry to this thriving market gives you access to comprehensive training, technologically advanced tools, and strong branding power.

Published press releases from We Insure and Franchises highlight their success stories, bolstering its credibility in the market. It’s not just about starting; it’s about growing successfully with reliable support every step of the way.

Coffee News

Coffee News is a highly popular franchise option across the country, making it one of the top choices for those looking to start a low-cost business. With over 60,000 applicants, Coffee News has shown its success and high demand among entrepreneurs.

Its relatively low initial investment cost sets Coffee News apart from other franchises under $10K. This makes it an affordable and accessible opportunity for individuals who want to enter the world of entrepreneurship without breaking the bank.

Social Owl

Social Owl is a standout in the realm of affordable business opportunities. Known for its turnkey social media marketing business model, it provides an accessible entry point into owning your franchise.

Its white-label system lets you build a thriving business under your brand name. Featured in Business Franchise Australia & New Zealand magazine as one of the top franchises under $10K, Social Owl’s streamlined operations and low-cost infrastructure have made it popular among aspiring entrepreneurs seeking budget-friendly franchise models.

Whether you’re looking to capitalize on small investment franchises or want to break into the dynamic world of social media marketing, you can make it happen with Social Owl.

Baby Boot Camp

Baby Boot Camp offers an exciting avenue to enter the thriving fitness industry. Run by Momleta, this franchise thrives on empowering new mothers through specially designed stroller workout classes.

New moms appreciate these exercise programs as they cater specifically to postpartum women, addressing unique health and wellness concerns that arise after childbirth. As one of the top franchise opportunities under $10k, Baby Boot Camp presents potential franchisees with a budget-friendly route into owning their own business in the growing mom-and-baby fitness segment.


BuildingStars is a top franchise opportunity under $10K that you can start in 2023. With an investment of less than $10K, BuildingStars allows individuals to enter the franchise industry relatively cheaply.

It offers a unique business model and value proposition that differentiates it from other franchises in the under $10K category. If you’re looking for an affordable franchise option with low startup costs, BuildingStars is the perfect choice for you.


FIT4MOM is a comprehensive fitness program specifically designed for mothers at every stage of motherhood. Combining fitness classes, community engagement, and wellness resources, it stands out as the nation’s largest wellness company exclusively for moms.

Investing in a FIT4MOM franchise presents an opportunity for entrepreneurs to tap into a niche yet expansive market. Franchise owners benefit from a proven business model, robust training, and the gratification of fostering a supportive community where mothers can prioritize their health and well-being.

Benefits of Starting a Franchise under $10K

In the world of business franchising, $10,000 is a relatively small sum of money – and this low buy-in price offers several advantages. Let’s examine the main benefits of investing in franchises under 10k.  

Lower Initial Investment

With a lower initial investment, financial barriers are reduced, making it easier to enter the world of entrepreneurship. In a word, these franchises are affordable

The ability to start a venture without needing much money upfront is twofold. The franchise becomes more accessible to a wider range of people, and the associated risks are also reduced.

By choosing a lower initial investment franchise, individuals can test the waters and see if their chosen industry is right for them before committing to larger financial obligations.

Quicker Return on Investment

Starting a franchise under $10K can offer a quicker return on investment. With the lower initial investment required, you have the potential to start seeing returns sooner than if you were to invest in a higher-cost franchise.

This means that you can start generating income and recouping your initial investment at a faster rate, allowing you to reinvest or expand your business more quickly. So if you’re looking for an opportunity with a quick return on investment, starting a franchise under $ 10K is the right choice.

Lower Risk

With low operating costs and minimal ongoing expenses, these affordable franchise opportunities reduce the financial risks of starting a business.

Investing in a franchise model that has already been established gives you access to a proven system that comes with training, guidance, and support. This reduces the chances of failure and increases your likelihood of success.

Additionally, forming an S Corporation for your profitable franchise can help save thousands on taxes. So if you’re looking for a cost-effective way to start your own business while minimizing risk, consider exploring these low-risk franchise options under $10K.

Easier Financing

Starting a franchise under $10K offers easier financing options, making it more accessible for individuals to fulfill their entrepreneurial dreams. Whether you have a limited budget or less-than-perfect credit, there are affordable franchise opportunities out there that can help you get started.

Accessible financing options like flexible loan solutions and credit-friendly franchise opportunities can assist you in securing the necessary funds with ease. Companies like Openroad Lending specialize in providing customized loan options regardless of credit, ensuring that financial barriers allow you to own a business.

Additionally, nonprofit legal aid organizations such as the Legal Services Trust Fund Commission administer civil legal aid grants to nonprofit organizations serving disadvantaged individuals, further assisting aspiring entrepreneurs in obtaining the necessary resources and support they need to succeed.

Agility and Adaptability

Starting a franchise under $10K brings with it the advantage of agility and adaptability. These businesses are characterized by flexibility, resilience, and versatility. They have an innate ability to innovate and quickly respond to changes in the market.

Their openness to change allows them to be resourceful and agile, making them capable of creatively pivoting their strategies when needed. Adaptability is crucial in today’s dynamic business environment where staying ahead requires constant evolution.

With a franchise under $10K, you can tap into this agility and adaptability to create a successful venture that can swiftly navigate challenges and seize opportunities without excessive investments or rigid structures.

How to Choose the Best Franchise for Under $10K

When choosing the best franchise for under $10K, there are several factors to consider. 

Your Interests

First, research and evaluate different industries to determine which aligns with your interests and skills. For example, if you’re a mother who loves to exercise, FIT4MOM might be an excellent choice. Ideally, you want to sell a product or service you’re familiar with.  

Initial Investment

As part of selecting a franchise, consider the initial investment required. While it’s important to stay within your budget of $10K, also be cautious of extremely low-cost franchises as they may lack viability or require additional costs later on.

Long-Term Profitability

Assess the potential profitability of the franchise by analyzing its financial performance and projections. Look for franchises that offer a strong return on investment within a reasonable timeframe.

Franchisor Support

Another key consideration is the level of support provided by the franchisor. Choose a franchise with a solid support system, including ongoing training, marketing assistance, and operational guidance.

Personal Experiences

Finally, reach out to current franchisees to gather firsthand information about their experience with the franchisor and overall satisfaction with the business opportunity.

By carefully evaluating these factors and conducting thorough research, you can choose an affordable franchise that suits your goals and maximizes your chances of success within your budget constraints.


Choose from various affordable franchise opportunities under $10K to start your entrepreneurial journey in 2023. With options like Social Owl, Cruise Planners, Baby Boot Camp, Coffee News, and BuildingStars, you can find a profitable business with lower risk and quicker return on investment.

Take advantage of these budget-friendly franchise options that offer high potential for success. A successful business can be yours!